Yes, the title of this entry should actually be “Money and I“, if you’re going to get all grammatically correct on my ass. I…I liked the alliteration OK? IT’S MY BLOG AND I’LL TAKE POETIC LICENSE IF I WANT TO!
Ahem. Anyway, since I’m eagerly awaiting a few hundred dollars of tax refund to be deposited into my bank account, I thought I’d write about money. Money is awesome, am I right? I like to hoard it, and have two bank account for this very purpose:
- Primary bank account
This is where all my money from work is deposited, and where I withdraw funds from when I need them. I don’t keep much money here, instead transferring it often into my second account. Whereas some people get pleasure from spending, I feel guilty for doing so, and prefer watching all the pretty numbers rise! - Savings account
Basically, a “high” (currently 4.90% p.a.) interest savings account where I keep most of my money, and never touch. A lot of people have a coffee habit and/or a shopping habit. As for me, I don’t drink coffee, and I avoid shopping trips at all costs. This is (partly) why I have $14,000 in here, which I’m certain is more than most students my age have, but of course in grand scheme of things, it’s nothing at all. That said, I’m quite satisfied with the hundreds of dollars of interest I earn on it yearly! I don’t really know how much Stuff costs, but I think I have nearly enough money for some sort of car? Not that I need one at the moment, but when I do…I’ll be all up in that.
Also! If I somehow manage to stay employed1, I think I can double that balance over the next year. I’ve really hit stride recently, in that I’m getting a lot of hours, and my wage has also increased due to an increase in the national minimum wage. Also, since I’m classified as a “Level 3″ employee2, I’m actually ever-so-slightly above minimum wage for my age (which only equates to a few extra dollars per week, but it’s still nice to have!)
Check back next month for another instalment of “Adam Tells the Internet Stuff He Should Probably Not Tell the Internet”.
- Working at a video store = very low job security. It’s hard to feel settled when all the other rental stores around you are closing down. I’m expecting to be out of a job in the foreseeable future. Obviously I have a second job, but only a minority of my earnings come from there. [↩]
- Which means I can open (i.e., am entrusted with the security alarm code and safe combination), close (i.e., do the figures at the end of the day and lock up), and work solo. [↩]